Joe Harvey :: Your Local Mortgage Expert

NEWS

January 1, 2009

Happy New Year to everyone!

Do you need rehab dollars when buying your home? At First Place Bank we offer two: A Conventional product that allows you to roll in rehab costs and the FHA 203K program. Both are great when purchasing repo properties. Please call me for more information.

Interest rates are hovering around 5.0%.

Useful Links...

A prepared home owner is well educated!

The internet can be a very valuable source of information for taking your first steps towards home ownership or refinancing. It can also be a never ending list of sites making it almost impossible to sort through.

We can help!!

Below, we have compiled a list of sites that we know and trust to give you pertinent information for your home mortgage or refinance. We hope this "one-stop" link page will help ease the burden of finding the right information needed for your new endeavor!

Company/Organization	Website
Mortgage Bankers Association The Mortgage Bankers Association (MBA) is the national association representing the real estate finance industry.	www.mbaa.org
The Wall Street Journal The leading publication for the latest economic news.	online.wsj.com/public/us
Federal Trade Commission Providing information on how to access your credit report for free.	www.ftc.gov
FDIC Information on how to "spruce up" your credit score.	www.fdic.gov
*Indiana Government* The official website for the State of Indiana.	www.in.gov
HUD - Buying a Home Valuable home purchasing information by the Department of Housing and Urban Development.	www.hud.gov/buying

Taking that first step towards purchasing your new home can be a hard one. We are here to help you with your new mortgage.

Already own a house but are considering a refinance? Mortgage rates are at a low and there is no time better than now.

Ready to purchase to home of your dreams? Let us help you make the process easier! Apply Online Now to qualify for your new home loan.

Due to various federal, state and local requirements, certain products may not be available in all areas. Other restrictions may apply. Rates programs and terms may change without notice. Closing costs, PMI and conforming limits vary per state.
We do not lend in every state or country.

Equal Housing Lender