Joe Harvey :: Your Local Mortgage Expert

NEWS

January 1, 2009

Happy New Year to everyone!

Do you need rehab dollars when buying your home? At First Place Bank we offer two: A Conventional product that allows you to roll in rehab costs and the FHA 203K program. Both are great when purchasing repo properties. Please call me for more information.

Interest rates are hovering around 5.0%.

Conventional Mortgages...

No one likes to pay for PMI but did you know that without PMI you would need 20% down?

So how can you avoid paying a monthly PMI payment? Well that depends on several factors such as Loan to value and credit scores. PMI can be very inexpensive.

Please submit the information in the form below to see if you qualify to avoid monthly PMI payments.

First Name:
Appraised Value:	$
Mortgage Balance:	$
Est. Credit Score:
Refinance:
Purchase:
E-Mail Address:

Taking that first step towards purchasing your new home can be a hard one. We are here to help you with your new mortgage.

Already own a house but are considering a refinance? Mortgage rates are at a low and there is no time better than now.

Ready to purchase to home of your dreams? Let us help you make the process easier! Apply Online Now to qualify for your new home loan.

Due to various federal, state and local requirements, certain products may not be available in all areas. Other restrictions may apply. Rates programs and terms may change without notice. Closing costs, PMI and conforming limits vary per state.
We do not lend in every state or country.

Equal Housing Lender